Proposed Rescission of FDIC Statements of Policy

FIL-54-2019 October 10, 2019 Proposed Rescission of FDIC Statements of Policy Printable Format: FIL-54-2019 – PDF (PDF Help) Summary: As part of a continuing effort to reduce regulatory burden, the FDIC is requesting comments on the proposed rescission of four (4) FDIC Statements of Policy that the FDIC believes are outdated. Comments must be received […]

Interagency Final Rule Raises Thresholds in the Major Assets Prohibition of the Depository Institution Management Interlocks Rules

FIL-57-2019 October 10, 2019 Interagency Final Rule Raises Thresholds in the Major Assets Prohibition of the Depository Institution Management Interlocks Rules Printable Format: FIL-57-2019 – PDF (PDF Help) Summary: The FDIC and the other federal bank regulatory agencies have jointly updated their rules restricting the ability of a director or other management official to serve […]

Interagency Final Rule Raises Thresholds in the Major Assets Prohibition of the Depository Institution Management Interlocks Rules

FIL-57-2019 October 10, 2019 Interagency Final Rule Raises Thresholds in the Major Assets Prohibition of the Depository Institution Management Interlocks Rules Printable Format: FIL-57-2019 – PDF (PDF Help) Summary: The FDIC and the other federal bank regulatory agencies have jointly updated their rules restricting the ability of a director or other management official to serve […]

New Appraisal Threshold for Residential Real Estate Loans

FIL-53-2019 September 27, 2019 New Appraisal Threshold for Residential Real Estate Loans Printable Format: FIL-53-2019 – PDF (PDF Help) Summary: The FDIC, the Federal Reserve, and the Office of the Comptroller of the Currency (the Agencies) have jointly issued an amended rule (the Appraisal Rule) that increases the threshold for residential real estate transactions requiring […]

Listening Sessions on Supervisory Appeals and Dispute Resolution Processes

FIL-52-2019 September 24, 2019 Listening Sessions on Supervisory Appeals and Dispute Resolution Processes Printable Format: FIL-52-2019 – PDF (PDF Help) Summary: As part of the FDIC’s “Trust through Transparency” initiative, the agency will host a series of listening sessions regarding its supervisory appeals and dispute resolution processes for FDIC-supervised financial institutions. The sessions will offer […]

Supplemental Questions and Answers Related to the FDIC Statement of Policy on Applications for Deposit Insurance

FIL-51-2019 September 23, 2019 Supplemental Questions and Answers Related to the FDIC Statement of Policy on Applications for Deposit Insurance Printable Format: FIL-51-2019 – PDF (PDF Help) Summary: The FDIC is issuing supplemental “Questions and Answers” (Supplemental Q&As) to aid organizing groups in developing applications for deposit insurance. The Supplemental Q&As note that applications for […]

Changes to the FDIC’s Post-Examination Survey Process

FIL-50-2019 September 19, 2019 Changes to the FDIC’s Post-Examination Survey Process Printable Format: FIL-50-2019 – PDF (PDF Help) Summary: The Federal Deposit Insurance Corporation (FDIC) is notifying FDIC-supervised financial institutions (banks) that the Office of the Ombudsman — which is independent of the supervisory process, reports directly to the FDIC Chairman’s office, and is a […]

Request for Comments on Interest Rate Restrictions Applicable to Institutions That Are Less Than Well Capitalized

FIL-49-2019 September 9, 2019 Request for Comments on Interest Rate Restrictions Applicable to Institutions That Are Less Than Well Capitalized Printable Format: FIL-49-2019 – PDF (PDF Help) Summary: The FDIC has issued a Notice of Proposed Rulemaking (NPR) seeking comment on proposed revisions to its regulations on interest rate restrictions that apply to insured depository […]

Risk-Focused, Forward-Looking Safety and Soundness Supervision

FIL-47-2019 August 27, 2019 Risk-Focused, Forward-Looking Safety and Soundness Supervision Printable Format: FIL-47-2019 – PDF (PDF Help) Summary: The FDIC is updating its Risk Management Manual of Examination Policies (the Manual) to incorporate a new section titled Risk-Focused, Forward-Looking Safety and Soundness Supervision. The latter describes the FDIC’s long-standing philosophy and methods for supervising institutions […]

Interagency Webinar: Applying Model Risk Management to Current Expected Credit Losses (CECL) Models at Large Banks

FIL-48-2019 August 27, 2019 Interagency Webinar: Applying Model Risk Management to Current Expected Credit Losses (CECL) Models at Large Banks Printable Format: FIL-48-2019 – PDF (PDF Help) Summary: The FDIC, the Federal Reserve, and the Office of the Comptroller of the Currency (the Agencies) will jointly host a webinar to clarify the use of model […]